Let us help you every step of the way. When purchasing a
home, you are faced with a multitude of decisions! The primary one is
whether you are actually prepared to purchase a home. Locating the
perfect home is not always an easy task, and obtaining a mortgage loan
can be a complex and tiring process. Although, once you have determined
that you are ready to move forward with the required effort towards
your home-purchasing goal, the rewards are unquestionable. While at your side each step of the way, we will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. We will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase. We are always
familiar with the current homes on the market, and we know neighborhood
values well, so we can help you determine which properties are
fairly-priced and in good condition before you start your search. Your First Step Your first step
to buying a home is to first ask yourself why you want to buy a home:
to stop paying rent? To start building equity? To have a place of your
own? To raise a family? To entertain business associates? To move up to
a bigger house? Next, list what kind of home you'd like and where you
would like to be. Be specific. Separate the "must haves" from the "want
to haves." Think of yourself
as zeroing in on a target, going from the general to the specific.
Consider area (city, suburban neighborhood, country); community (north,
south, east, or west side); neighborhood (older and settled or
sparkling new; a particular school zone; recreational facilities; and
other community services such as transportation, day care, library,
stores, entertainment). Ask yourself how many minutes you are willing
to commute to work. Think about home
styles. How much space do you need? Does your situation require a
one-level home, or are stairs acceptable? Consider size and kind of
property. Do you want a newer home, or maybe an older one to fix up?
Someday you or your heirs will want to sell. Consider how long you
expect to live in this particular home. Your Next Step?Loan Pre-Qualification Once you have
addressed the above needs, your next step in the purchasing process is
to get pre-qualified with a mortgage company. This can be done over the
phone or even online in a matter of minutes. Call us and we
will refer you to a mortgage professional that has an excellent
reputation and track record for successfully acquiring loan approval
for his/her clients. We Will Find The Right Homes For You Once you've been
pre-qualified and know what price range you want to stay in, we can
help you determine which properties fit your needs by using the (MLS)
Multiple Listing Service system to locate them. We have the best
possible resources and communication systems available today to help
you locate the homes on the market that match your specifications. You
can even search our listings here at my website. We Will Help You Every Step Of The Way |